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To be considered for OSAP, a student must meet the following requirements:

• Be a Canadian citizen, permanent resident, or protected person
• Meet Ontario residency requirements
• Be enrolled in an approved post-secondary institution and take an approved program which leads to a degree, diploma, or certificate (interest non-degree programs are not eligible for government student assistance)*
• Full-time undergraduate students must be taking at least 60% of a full course load (9 credit units in each term of study) or 40% (in each term of study) if the student has an identified permanent disability. No averaging of course loads is permitted
• Part-time students must be taking 59% or less of a full course load
• Graduate students must be enrolled full-time (100%). Graduate students with a permanent disability may be enrolled part-time (50%)

*An approved program is one which has (a) obtained the Minister’s approval for General Purpose Operating Grants (GPOG) through the Ministry of Colleges and Universities, and (b) there is a full-time equivalent of the program offered by the university. 

For further inquiries, please visit the  page of the OSAP website.

Programs Offered by Queen’s University Not Approved for OSAP
(full-time or part-time)

• Certificate in French for Professionals
• Certificate in International Studies
• Certificate in Media Studies
• Certificate in Mining Technology
• Certificate in Mohawk Language and Culture
• Certificate in Urban Planning
• Online Certificate in Academic Writing
• Continuing Teacher Education Courses offered through Faculty of Education
• Executive Education programs offered through Smith School of Business
• Executive (National) Master of Business Administration
• Graduate Diploma in Immigration and Citizenship Law
• Graduate Diploma in Legal Services Management
• Graduate Diploma in Pain Care
• Graduate Diploma in Education (formerly the “Graduate Diploma in Professional Inquiry”)
• Graduate Diploma in Social Performance Management in the Extractive Industries
• Global Master of Management Analytics
• Master of Digital Product Management
• Master of Earth and Energy Resources Leadership
• Master of Financial Innovation & Technology
• Master of Health Professions Education
• Master of Management in Artificial Intelligence
• Master of Science in Healthcare Quality
• Post-Graduate Certificates offered through the Faculty of Education
• Post-Graduate Medicine
• Professional Master of Education
• Professional Master of Industrial Relations
• Professional Master of Public Administration
• Smith Graduate Diploma in Accounting
• Smith Graduate Diploma in Business

You may apply for full-time OSAP for the periods of study normally specified by the post-secondary institution for completion of your program, plus one study period.

For example:

• A student in a 1-year certificate program can receive a maximum of 2 years of full-time OSAP assistance
• A student in a 2-year diploma program can receive a maximum of 3 years of full-time OSAP assistance
• A student in a 4-year degree program can receive a maximum of 5 years of full-time OSAP assistance

A student who has reached the study period maximum for their program is not eligible for further full-time OSAP for that program. This means that some students who take less than 100% course load each year, or have failed and have had to repeat courses, may be unable to complete their program before they become ineligible for further full-time OSAP.

Notes:

• A study period is defined as one academic year
• Periods of study in which a student did not receive full-time OSAP funding from Canada or Ontario are not included
• Students with permanent disabilities are exempted from this policy

To continue to be eligible for full-time OSAP, you are required to achieve passing grades in a minimum required course load and must progress through their program of study. From an OSAP perspective, dropping a course or earning an “F” has the same consequence (a D- or greater is considered a pass).

• You must achieve passing grades in at least 60% of a full course load in an OSAP-funded term of study (i.e., at Queen’s, you must successfully complete a minimum of 18 credit units over the fall/winter terms)
• Students with a permanent disability must successfully complete (pass) 40% of a full course load (i.e., 12 credit units over the fall/winter terms)

Dropping to a part-time course load or withdrawing from studies are considered by OSAP as a failure to progress academically. There is an impact to further OSAP eligibility if students do not meet the academic progress requirements as defined by OSAP.

• The consequence of the failure is increasingly severe as the number of failures increase

1. Academic probation warning – first instance of not successfully completing the academic progress requirements
2. Academic restrictions – second, and any subsequent instance(s) of not successfully completing the academic progress requirements

Students will receive notification and further instructions from the Ministry of Colleges and Universities if they have been placed on either an academic probation warning or an academic restriction. There are appeals if students have experienced extenuating circumstances. Please visit the OSAP Appeals section for a link to the OSAP Review Manual. Instructions for appealing an academic restriction are outlined in the manual.

Once your OSAP application is submitted you are provided with an estimate of your OSAP funding. OSAP entitlements begin to process mid/late June for the upcoming academic year. You will be notified of your OSAP funding entitlement via an email directing you to check your OSAP account or by paper notification as per your direction on your application.

OSAP Tuition and Fee Deadlines

If you have been assessed to receive OSAP assistance, you will receive an automatic deferral on your fall term tuition and Student Assistance Levy (SAL) to September 30 and your winter term tuition and Student Assistance Levy (SAL) to January 31.

• Undergraduate students receiving OSAP will automatically receive a waiver of service charges up to 40% of their overall OSAP entitlement conditional on students processing their first OSAP instalment
• Changes to an OSAP assessment will also change the amount of the service charge waiver (e.g., reducing course load, opting out of ancillary fees, etc.)
• OSAP information is received regularly from the Ministry of Colleges and Universities and updated on SOLUS to provide the most recent OSAP information

Before any funding can be disbursed to you, the following steps must be completed:

• Submit your online Master Student Financial Assistance Agreement (MSFAA) (following the instructions outlined in the “Required Documents” section of your OSAP application)
• Upload all required OSAP supporting documents into your OSAP application (or submit directly to the Financial Aid and Awards Office)
• The Financial Aid and Awards Office must confirm your full-time enrolment (prior to each disbursement)
• Please ensure you are enrolled full-time in each term of study you have applied for full-time OSAP
• Confirm your income (if applicable) as directed by your OSAP application

All, or a portion of your OSAP funding, will be redirected to Queen’s to be applied to your tuition and mandatory fees.

• The amount of your OSAP to be remitted to Queen’s will not exceed the value of your term tuition and mandatory fees unless you have a balance outstanding from a previous academic term. Any remaining OSAP will be deposited to your personal bank account
• The cost of residence is not included in the OSAP amount remitted to Queen’s. You are responsible for paying for residence fees either from your own resources, or from any remaining OSAP that is deposited to your personal bank account
• Please wait until the OSAP payment has been applied to your Queen’s SOLUS student account before making an online payment for any remaining balance of fees outstanding (if applicable). Log onto your OSAP account at and view your Funding Summary for details of what is being redirected to Queen’s, or you can review your Account Activity on SOLUS

Students may choose to receive only the grant(s) for which they are eligible and decline the Canada-Ontario Integrated Student Loan. This option is available only for students completing an OSAP Application for Full-Time Students. Contact the Financial Aid and Awards Office for information on the option to decline your OSAP loans.

• The Ministry of Colleges and Universities recognizes a limited number of extenuating circumstances and exceptional expenses as grounds for a reassessment of a student's OSAP funding entitlement
• All allowable appeals are outlined in the OSAP Appeals Guide
• If you meet the eligibility criteria and wish to file an appeal(s) please submit the appropriate documentation (as outlined for each appeal in the OSAP Appeals Guide) to the Financial Aid and Awards Office for consideration (unless otherwise stated). Only allowable appeals can be considered by the Financial Aid and Awards Office
• All appeals must be received by the Financial Aid and Awards Office (including all required documentation) 8 weeks prior to the end of your study period
• All completed appeals are reviewed within 2-4 weeks by the OSAP Appeal Committee in the Financial Aid and Awards Office. The Financial Aid and Awards Office will notify you of the outcome of your appeal via an email to your Queen's email account